🏡 Turning Hope Into Keys: Pathways to Sustainable Home Ownership
Affordable Cargo Homes, Designed for Ownership
Our innovative lease-to-own structure offers a pathway to home ownership with affordable cargo homes. Choose from a 1-bedroom (320 sq. ft.), 2-bedroom (640 sq. ft.), or 3-bedroom (960 sq. ft.) model, all starting at a base price of $149 per sq. ft. This model allows you to build equity with each payment, making home ownership a reality.
🏠 Lease-to-Own Homes
All homes are priced at $149 per sq. ft.. Payments are calculated on a 30-year (360 months) loan at ~6.35% APR. Monthly payments include a $100 maintenance fee. Each payment is split into **80% housing cost** and **20% into your VWF Trust account**. Note: Land cost, site preparation, and local taxes may increase final value.
| Type | Size | Total Cost | Monthly Payment | Housing Portion (80%) | Trust Portion (20%) | 30-Year Total Paid |
|---|---|---|---|---|---|---|
| House | 1 Bedroom (320 sq. ft.) | $47,680 | $396/mo | $237 | $59 | $142,560 |
| House | 2 Bedroom (640 sq. ft.) | $95,360 | $692/mo | $474 | $118 | $249,120 |
| House | 3 Bedroom (960 sq. ft.) | $143,040 | $989/mo | $711 | $178 | $356,040 |
🏢 Apartments & Condos
Apartments and condos follow the same cost-per-square-foot model. Payments are also based on 30-year financing at 6.35% APR, include a $100 monthly maintenance fee, and use the **80/20 trust split**. Note: Condos have HOA fees, but no additional land costs.
| Type | Size | Total Cost | Monthly Payment | Housing Portion (80%) | Trust Portion (20%) | 30-Year Total Paid |
|---|---|---|---|---|---|---|
| Apartment | 1 Bedroom (320 sq. ft.) | $47,680 | $396/mo | $237 | $59 | $142,560 |
| Apartment | 2 Bedroom (640 sq. ft.) | $95,360 | $692/mo | $474 | $118 | $249,120 |
💡 These figures are **estimates only**, based on a 30-year loan at 6.35% interest. Land cost (for homes), HOA fees (for condos), and local fees/taxes may affect final values. Viviscent Wellness Foundation will maintain all properties for the entire life of the home, understanding that some residents may have physical, financial, or personal challenges that make upkeep difficult. This ensures every home remains safe, dignified, and sustainable.
🏡 Sample One-Bedroom Home – 690 sq. ft.
At the Viviscent Wellness Foundation (VWF), even our smallest homes are designed to provide dignity, comfort, and long-term stability. This 690 sq. ft. one-bedroom floor plan delivers efficiency without compromise — perfect for individuals, veterans, or couples beginning their journey toward secure homeownership.
- ✅ 690 sq. ft. of optimized living space
- ✅ One private bedroom with ample storage
- ✅ Open-concept kitchen & living area for modern, flexible living
- ✅ Full bathroom with efficient fixtures
- ✅ Green-ready options: solar, rainwater harvesting, and energy-efficient appliances
- ✅ Durable modular construction ensuring safety and sustainability
Affordability with Purpose
Estimated rent: $650 – $800 per month, depending on county and final development costs. Payments are structured for long-term security:
💰 80% covers housing costs
💰 20% is invested into a VWF-managed trust, preparing residents for future ownership
A Lifetime of Support
Because some families face mobility or personal challenges, VWF maintains all homes for life. Residents can live with peace of mind, knowing their home will always be cared for.
✨ This 690 sq. ft. one-bedroom home reflects VWF’s mission: creating sustainable, affordable housing that empowers individuals and families to thrive.
🏡 Sample Two-Bedroom Home – 958 sq. ft.
At the Viviscent Wellness Foundation (VWF), our two-bedroom homes provide the space, comfort, and stability families need to thrive. Built with our partners at S2A Modular, this 958 sq. ft. floor plan combines modern living with long-term sustainability — offering an affordable path to secure homeownership.
- ✅ 958 sq. ft. of living space designed for families
- ✅ Two private bedrooms for comfort and flexibility
- ✅ Open-concept kitchen & living area for shared family time
- ✅ Full bathroom with efficient, modern fixtures
- ✅ Green-ready options: solar, rainwater harvesting, and energy-efficient appliances
- ✅ Durable modular construction by S2A, built for resilience
Affordability with Purpose
Estimated rent: $750 – $950 per month, depending on county and final development costs. Payments are structured for long-term security:
💰 80% covers housing costs
💰 20% is invested into a VWF-managed trust, preparing residents for future ownership
A Lifetime of Support
Because some families face mobility or personal challenges, VWF maintains all homes for life. Residents can live with peace of mind, knowing their home will always be cared for.
✨ This 958 sq. ft. two-bedroom home, built with S2A Modular, is a symbol of hope and stability — part of VWF’s mission to create sustainable, affordable housing across Alabama and beyond.
Why This Matters
Our program is vital for creating stability and opportunity. We provide veterans a safe return to community life, offer underserved families pathways to generational stability, and give reentry individuals the foundation for a second chance.
Veterans
Our initiative supports veterans by providing a secure environment to reintegrate into civilian life, fostering community connections and stability.
Underserved Families
We empower underserved families with the tools and resources needed to achieve long-term stability and prosperity for future generations.
Reentry Individuals
Our program offers reentry individuals a fresh start, helping them rebuild their lives with dignity and purpose through stable housing.
Community Impact
By supporting diverse groups, we strengthen communities, creating a ripple effect of positive change and sustainable development.
Apply & Join the Waitlist
Complete the intake form and connect with a housing counselor to begin your journey towards home ownership.
Move Into Your New Home
Settle into a sustainable cargo home designed with your future in mind, equipped with modern amenities.
Build Equity Over Time
Your monthly payments contribute to a trust account, gradually building equity and financial stability.
Transition to Ownership
Upon completion of the program, transition smoothly into permanent home ownership, securing your future.
Comprehensive Resident Support
Job Training & Placement
Enhance your skills and secure employment with our tailored job training and placement services.
Financial Literacy & Counseling
Empower yourself with financial literacy workshops and personalized credit counseling.
Mental Health & Family Support
Access mental health resources and family support services to ensure a balanced life.
Veteran Resource Navigation
Navigate veteran-specific resources with ease, ensuring a smooth transition to civilian life.
Join Our Transformative Journey
Help us build 10,000 homes for those in need. Donate, sponsor a home, or join our waitlist to make a lasting impact.
What Our Residents Say
★★★★★
“Thanks to Viviscent Wellness Foundation, I now have a place to call home. The support and community have been life-changing.”
Emily R.
Single Mother
★★★★★
“The lease-to-own model gave me the opportunity to build equity and stability for my family. I am forever grateful.”
James K.
Veteran
★★★★★
“Viviscent Wellness Foundation has provided me with a fresh start and a supportive community. I couldn’t have done it without them.”
Sarah L.
Reentry Individual