Home Ownership

Turning Hope Into Keys: Pathways to Sustainable Home Ownership

Affordable Cargo and Modular Home Design, Designed for Ownership

Our homes are built using modern modular and cargo construction methods, offering fast deployment, structural durability, and long-term affordability. Every unit is designed to meet HUD, USDA, and state-level building requirements, with layouts that balance comfort, safety, and energy efficiency.

We maintain construction costs between $130 and $170 per square foot to ensure our homes remain eligible for public funding, low-interest financing, and lease-to-own programs. This range allows us to:

  • Comply with federal cost-per-square-foot limits for affordable housing.
  • Include essential systems such as HVAC, insulation, energy-efficient appliances, and weather-resistant materials.
  • Deliver high-quality finishes while staying within sustainable budgets for veterans and underserved families.

By controlling costs within this range, we can deliver homes that meet strict regulatory standards without compromising long-term livability or community goals.

Turning Hope Into Keys: Pathways to Sustainable Home Ownership

Lease-to-Own Homes

Lease-to-Own Pricing

Lease-to-Own Pricing Estimates

Unit Type & Size Base Cost Site Prep & Foundation Insurance & Maintenance
($1,500/yr)
Total Cost Monthly Payment
(30 years @ 6%)
Studio (361 sq. ft.) $54,150 $7,500 $45,000 $106,650 $639.21
1 Bedroom (722 sq. ft.) $108,300 $7,500 $45,000 $160,800 $963.39
2 Bedroom (722 sq. ft.) $119,130 $7,500 $45,000 $171,630 $1,028.28
3 Bedroom (1081 sq. ft.) $161,700 $7,500 $45,000 $214,200 $1,284.56
4 Bedroom (1300 sq. ft.) $195,000 $7,500 $45,000 $247,500 $1,483.44
5 Bedroom (1500 sq. ft.) $225,000 $7,500 $45,000 $277,500 $1,662.30
$150 per sq. ft. construction average
Flat $7,500 site prep & foundation
$1,500 yearly insurance & maintenance
30-year fixed loan at 6% interest
Pricing varies by region, permits, and materials

RENT ONLY

Unit Type and Size Monthly Rent (Includes Insurance and Maintenance)
Studio 361 sq ft 700 to 950
1 Bedroom 722 sq ft 900 to 1200
2 Bedroom 722 sq ft 1100 to 1450
3 Bedroom 1081 sq ft 1350 to 1900
4 Bedroom 1440 sq ft 1600 to 2250
5 Bedroom 1800 sq ft 1850 to 2500

Note. These rents follow national HUD and VA affordability guidelines. Actual rent may vary by state due to Fair Market Rent and cost of living.

Why This Matters

Our program is vital for creating stability and opportunity. We provide veterans a safe return to community life, offer underserved families pathways to generational stability, and give reentry individuals the foundation for a second chance.

Veterans

Our initiative supports veterans by providing a secure environment to reintegrate into civilian life, fostering community connections and stability.

Underserved Families

We empower underserved families with the tools and resources needed to achieve long-term stability and prosperity for future generations.

Reentry Individuals

Our program offers reentry individuals a fresh start, helping them rebuild their lives with dignity and purpose through stable housing.

Community Impact

By supporting diverse groups, we strengthen communities, creating a ripple effect of positive change and sustainable development.

Apply & Join the Waitlist

Complete the intake form and connect with a housing counselor to begin your journey towards home ownership.

Move Into Your New Home

Settle into a sustainable cargo home designed with your future in mind, equipped with modern amenities.

Build Equity Over Time

Your monthly payments contribute to a trust account, gradually building equity and financial stability.

Transition to Ownership

Upon completion of the program, transition smoothly into permanent home ownership, securing your future.

Sample One-Bedroom Home - 690 sq. ft.

At the Viviscent Wellness Foundation (VWF), even our smallest homes are designed to provide dignity, comfort, and long-term stability. This 690 sq. ft. one-bedroom floor plan delivers efficiency without compromise — perfect for individuals, veterans, or couples beginning their journey toward secure homeownership.

690 sq. ft. of optimized living space

One private bedroom with ample storage

Open-concept kitchen & living area for modern, flexible living

Full bathroom with efficient fixtures

Green-ready options: solar, rainwater harvesting, and energy-efficient appliances

Durable modular construction ensuring safety and sustainability

Affordability with Purpose

Estimated rent: $650 – $800 per month, depending on county and final development costs. Payments are structured for long-term security:

80% covers housing costs

20% is invested into a VWF-managed trust, preparing residents for future ownership

A Lifetime of Support

Because some families face mobility or personal challenges, VWF maintains all homes for life. Residents can live with peace of mind, knowing their home will always be cared for.

This 690 sq. ft. one-bedroom home reflects VWF’s mission: creating sustainable, affordable housing that empowers individuals and families to thrive.

JOIN WITH WAITLIST
Sample One-Bedroom Home - 690 sq. ft.

Comprehensive Resident Support

Job Training & Placement

Enhance your skills and secure employment with our tailored job training and placement services.

Financial Literacy & Counseling

Empower yourself with financial literacy workshops and personalized credit counseling.

Mental Health & Family Support

Access mental health resources and family support services to ensure a balanced life.

Veteran Resource Navigation

Navigate veteran-specific resources with ease, ensuring a smooth transition to civilian life.

Sample Two-Bedroom Home - 958 sq. ft.

Sample Two-Bedroom Home - 958 sq. ft.

At the Viviscent Wellness Foundation (VWF), our two-bedroom homes provide the space, comfort, and stability families need to thrive. Built with our partners at S2A Modular, this 958 sq. ft. floor plan combines modern living with long-term sustainability — offering an affordable path to secure homeownership.

958 sq. ft. of living space designed for families

Two private bedrooms for comfort and flexibility

Open-concept kitchen & living area for shared family time

Full bathroom with efficient, modern fixtures

Green-ready options: solar, rainwater harvesting, and energy-efficient appliances

Durable modular construction by S2A, built for resilience

Affordability with Purpose

Estimated rent: $750 – $950 per month, depending on county and final development costs. Payments are structured for long-term security:

80% covers housing costs

20% is invested into a VWF-managed trust, preparing residents for future ownership

A Lifetime of Support

Because some families face mobility or personal challenges, VWF maintains all homes for life. Residents can live with peace of mind, knowing their home will always be cared for.

This 958 sq. ft. two-bedroom home, built with S2A Modular, is a symbol of hope and stability — part of VWF’s mission to create sustainable, affordable housing across Alabama and beyond.

JOIN WITH WAITLIST

What Our Residents Say

Thanks to Viviscent Wellness Foundation, I now have a place to call home. The support and community have been life-changing.

Emily R.
Emily R.
Single Mother

The lease-to-own model gave me the opportunity to build equity and stability for my family. I am forever grateful.

James K.
James K.
Veteran

Viviscent Wellness Foundation has provided me with a fresh start and a supportive community. I couldn't have done it without them.

Sarah L.
Sarah L.
Reentry Individual